Garbage Radio Advertising

<p style="text-align: justify;">I enjoy listening to music as much as the next person, but to be without an ipod, is almost like being without a limb. It became an extension of me. Wherever I went, my ipod was there by myself. When I lost my most recent ipod and 80 gigs worth of music, a part of me died. I knew before I purchased a new one, I would either have to deal with constantly rotating my 6 cd changer in my car, or subjecting myself to the radio during my morning commute.&nbsp; Needless to say, for the past several months, I&rsquo;ve been doing a little of both.</p><p style="text-align: justify;">During my commute, I&rsquo;m usually listening to <a onclick="pageTracker._trackPageview('/outgoing/www.therussparrmorningshow.com?referer=http://www.fungkeblakchik.com/page/2/?s=radio');" href="http://www.therussparrmorningshow.com/" target="_blank">The Russ Parr&rsquo;s Morning Show</a> on <a onclick="pageTracker._trackPageview('/outgoing/www.939wkys.com/home.asp?referer=http://www.fungkeblakchik.com/page/2/?s=radio');" href="http://www.939wkys.com/home.asp" target="_blank">93.9 WKYS</a>. His morning show is usually good for a laugh or two, especially when he does his music parodies &amp; voice imitations.&nbsp; Also, every once in a while they&rsquo;ll play a good rush hour mix by their DJ. Usually after 15 minutes of their usual music rotation, I&rsquo;m ready to find something in my cd changer to listen to.&nbsp; At least with my cd changer, I won&rsquo;t have to subject myself to slew of advertisers <a onclick="pageTracker._trackPageview('/outgoing/www.radio-one.com/?referer=http://www.fungkeblakchik.com/page/2/?s=radio');" href="http://www.radio-one.com/" target="_blank">Radio One</a> chooses to sell airtime to.</p><p style="text-align: justify;">During most commercial segments on 93.9 WKYS, no matter what time of day, you&rsquo;re guaranteed to hear either a pay day loan commercial, debt consolidation, or a credit repair scam. The garbage they&rsquo;re marketing to their URBAN community is straight vitriolic, and is buyer beware at it&rsquo;s best. Why would you want to push pay day loans &amp; companies that offer services to further aid in people obtaining more debt in these days and times?</p><p style="text-align: justify;">According to <a onclick="pageTracker._trackPageview('/outgoing/www.credit.com/credit_information/credit_law/The-Truth-About-Payday-Loans.jsp?referer=http://www.fungkeblakchik.com/page/2/?s=radio');" href="http://www.credit.com/credit_information/credit_law/The-Truth-About-Payday-Loans.jsp" target="_blank">Credit.com</a> pay day loans ARE NOT the way to go:</p><address style="padding-left: 30px; text-align: justify;">It is crucial that you repay a payday loan as soon as possible. Many people get into trouble with these types of loans when they are unable to quickly repay the debt. If you can&rsquo;t repay the loan at the end of the term, you&rsquo;ll be charged expensive additional fees. It is very costly to be stuck in a payday loan cycle for a long time and can lead to larger financial problems. Payday loans are also much more expensive than other methods of borrowing money. In most cases the annual percentage rate (APR) on a payday loan averages about 400%, but the APR is often as high as 5,000%. A standard credit card has an APR of 12% and a standard loan APR is around 7%. If possible, it is better to use a credit card or tap into your savings in the event of an emergency. </address><p style="text-align: justify;">So basically, most people end up owing more back then they borrow, and usually fall into &lsquo;pay day loan&rsquo; hell. T