National City online banking does not charge you a single penny, if you pay off your bills through the bank. Therefore, the only money which will shell out is the amount you transact. Another nice feature of National City online account is that if you do not pay your payment on time and you pay late fees, then National City online banking gives you fifty dollars. Source Link :- http://ready2beat.com/internet/national-city-online-banking-nationalcitycom-login