When you use your Pottery Barn Credit Card account, no Finance Charges apply on promotional credit plan purchases if the balance is paid in full before the promotional period ends 365 days from the date of purchase. If the promotional credit plan purchase is not paid in full before the promotional period ends or regular revolving and/or any promotional plan payments are not paid when required for three consecutive billing cycles, under this or any other Pottery Barn promotional credit plan, the remaining balance will be included in your regular revolving balance.  Source Link :- http://letmeget.com/blog/potterybarncomcreditcard-pottery-barn-credit-card-bill-pay-online