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Thank goodness it’s Friday because it’s been a long week for us all and we finally get a chance to just kick back and relax.  Thankfully for you, we have put together a couple of things for you to do that are completely free. 

On a weekend like this when the temperature is beginning to drop in most places, we have decided to give you a taste of what Miami has to offer, this way you have something to look forward to the next time you decide to change your surroundings. Check it all out in today’s Dollars & Sense.

Visit The Bacardi Museum

Discover the corporate and family history of this world-famous brand of Bacardi rum, which began in 1862 and continues today. Even if you are unable to go inside, the architecture of the actual building is awe inspiring enough. Designed by Architect Enrique Gutierrez in 1963, this is perhaps one of the most uniquely “decorated” buildings in Downtown Miami.
It houses the museum, office space, and a top floor dining room. The tower is built of reinforced concrete, overlayed with two huge ‘azulejos’, or ceramic tile murals done in the traditional Spanish colors of blue and white, by Francisco Brennand of Recife, Brazil. The Bacardi tower murals are made of 28,000 hand-painted, glazed, baked, 6″ x 6″ tiles surrounded by a marble border. Tours are free but an appointment is required.

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Visit The Wolfsonian-FIU art museum

The internationally known Wolfsonian-FIU art museum, located in a 1926 Mediterranean revival-style warehouse, features paintings, ceramics, posters, books, furniture, and architectural creations from the modern era.
The Wolfsonian–Florida International University is a museum, library, and research center that uses objects to illustrate the persuasive power of art and design, to explore what it means to be modern, and to tell the story of social, historical, and technological changes that have transformed our world. The collections comprise approximately 120,000 objects from the period of 1885 to 1945—the height of the Industrial Revolution to the end of the Second World War—in a variety of media including furniture; industrial-design objects; works in glass, ceramics, and metal; rare books; periodicals; ephemera; works on paper; paintings; textiles; and medals. Peruse the exhibitions free on Fridays after 6 p.m

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Financial Tip Of The Day:

Call your credit card company and ask for a rate reduction

Take any of your credit cards that are carrying a balance, flip them over, and call the number on the back. Tell them that you want an interest rate reduction or you’ll take your business elsewhere. If the first person you talk to won’t do it, ask to talk to a supervisor. If you have a $5,000 balance, even a 3% rate reduction saves you $150 a year.